Chanda Kochhar, 

Profitable growth has been Kochhar's mantra for the six years she has led the country's largest private bank. Her specific goals: Double the return on equity and on assets. Both were achieved in FY15. Her other big victory has been in the battle with non-performing assets. As one of the preferred lenders to industry, ICICI has found itself saddled with a growing portfolio of bad loans. It has taken Kochhar's 30-year experience to keep it in check. Even as she keeps an eye on credit quality, Kochhar, 53, has employed a comprehensive digital strategy which has helped cut costs.