Zarin Daruwala, 

Under her leadership, the bank, which was struggling until a few years ago, has turned the corner. She has ensured a consistent and sharper trajectory of growth and profitability, an improved credit culture, and a focussed approach on priority sector lending. Though income growth has remained flat, Standard Chartered’s net profit for FY19 rose 13.5% to ₹2,169 crore. At a time when the banking industry is besieged with bad debt, Daruwala ensured that her bank’s net non-performing assets (NPAs) remained under check. From 0.6% of advances in FY18, net NPAs fell to 0.4% in FY19.